Koga-Miyata the bicycle insurance

premium calculation
(Missing in a simple manner on the how much premium amounts to for your bicycle.)

Remain bicycles

New Koga-Miyata. Thereby belongs the very best insurance. Because everyone wants mobile remain of course, however, gladly (bicycle). Fortunately are possible that with Koga-Miyata the bicycle insurance. Because those insure you two, three or celebrate year long of permanent bicycle pleasure.

The chance, which your bicycle is stolen, is unfortunately real present. But it happens too often. But Koga-Miyata the bicycle insurance help you, after such a nasty event, in no time in the saddle. At Koga-Miyata the specialist where you have bought the bicycle and have insured get simply you, after robber stable, namely an equivalent bicycle. Procedures wrapped without and - also nicely taking along without own risk. Even a price increase of up to 4% per year is meeverzekerd*. That is a pleasant idea. And of course a complete appeasing.

* At insured a period of four years the co-insured price increase therefore maximum 16% in the 4e years is.
This price increase does not apply for second-hand/uses insured bicycles.

Question your bicycle specialist therefore always to Koga-Miyata the bicycle insurance. He you will be gladly of service.

How and how long you yourself choose

For a one-off premium your Koga-Miyata to choice two, three or celebrate year long have been worldwide insured against robber stable or robber stable plus damage (airframe). And afterwards you receive a proposal automatically to insure years the bicycle for once more a number of against robber stable. Thus you therefore entirely yourself choose how and how long you want insure the bicycle.

robber stable or (airframe) damage! what now?

As your closed bicycle it is stolen communicate themselves you, with an official warrant and the two original keys, at Koga-Miyata the specialist where you have bought the bicycle. There you help them further and when is approved the necessary formalities regulated and ENRA you receive a new, equivalent bicycle from him.

You have also insured the bicycle against damage then Koga-Miyata the specialist your bicycle, after airframe damage, skilledically will repair. And if that no longer proves to be is possible you get of course simply new. After compensation because of robber stable or total loss the insurance expires automatically. But it is stolen if you choose for a four-year insurance and the bicycle in the first year then receives you, beside one new bicycle, also once more 40% of the paid premium (this does not apply therefore to the two-year and three-year insurance).

Free extra's at the robber stable plus airframe cover

tale legal assistance

The tale legal assistance cover of Koga-Miyata the bicycle insurance help you when you, by the debt of a another one, during cycling damage incur but the adversary refuses accept the justification for that. The tale legal assistance insurance is for free extra within Koga-Miyata the bicycle insurance and is valid in complete Europe.

Opzittenden insurance

Even if for free extra, in complete Europe applying, opzittenden the insurance is. After an accident with lesion damage provides this option in a benefit for opzittende (n) with the bicycle. The amount of the benefit is maximum 9100, - at permanent infirmity and 4550, - at death.

Used cycling

Of course your also second-hand/used Koga-Miyata insure Koga-Miyata the bicycle insurance. The appraisal value or the price is then insured the value. At second-hand or used bicycles a price increase applies not and therefore also not co-insured. For the rest money the same pleasant conditions as for new bicycles.

And keys closed

Koga-Miyata the bicycle insurance is a logical and judicious lengthening-piece at the purchase of Koga-Miyata. For the insurance to qualify the bicycle however with ART lock provided must have been approved. Koga-Miyata the specialist weet which closed this its (to see also www.stichtingart.nl).

Important!

• With an extra (loose) lock you can confirm your precious possession to a fixed object (bridge guardrail, standard lamp, etc.). Thus Koga-Miyata park you still more safely!

• Your bicycle always puts on lock. Therefore also at home, in the barn, garage and such.

• Keys also never leave behind in clothing, pile up and such in for others easily accessible spaces such as dressing rooms, garderobes and such.

• Indicated carefully with your keys. Keys can be adjusted if they lost effectively or be exclusively damaged to be. This must happen at the supplier of the lock. YOU must ENRA of this, also of a lock modification, directly notification.

Koga-Miyata the bicycle insurance in short

	Type cover	robber stable	robber stable plus airframe
Insured is	robber stable consequence damage after robber stable airframe damage tale legal assistance Ongevallenopzittenden	yes yes no no no	yes yes yes yes yes
Own risk	At robber stable, totaalverlies: - in the 1st year, of the damage amount - in the 2e years, of the damage amount - in the 3e years, of the damage amount - in the 4e years, of the damage amount At partial damage	none none none none n.v.t.	none none none none 25, -
insurance area	robber stable consequence damage after robber stable airframe damage tale legal assistance Ongevallenopzittenden	World World n.v.t. n.v.t. n.v.t.	World World World Europe Europe

Read here the general conditions (in PDF format, download here the Acrobat PDF-reader).